EducatorReverse Mortgage SpecialistHome Equity Strategist
Could Your Home Equity Help You Retire More Comfortably?
Learn how reverse mortgages and other home-equity options work, estimate what may be available to you, and explore your choices with Walter Richards.
Prefer the phone? Call 877-611-6226
What Would You Like Your Home Equity to Help You Accomplish?
Start with your goal — not with the financial product. Choose everything that applies.
Choose one or more goals above, then see which options may help.
Featured presentation
Retire Smarter With Home Equity
A straightforward educational presentation explaining how reverse mortgages work, common misconceptions, borrower protections, qualification, costs, heirs, home ownership and ways homeowners use equity during retirement.
No form required to start watching.
Three simple steps
Explore Other Ways to Access Home Equity
A reverse mortgage is not the only way to access home equity. Depending on your age, property, financial goals and circumstances, other home-equity strategies may also be available, including equity-sharing arrangements that may provide access to a portion of your equity without creating a traditional monthly loan payment.
Compare My Home Equity OptionsLearning Center
Short, clear answers to the questions homeowners ask most.
How Does a Reverse Mortgage Work?
A plain-language walkthrough of what a reverse mortgage is, who it is designed for, and how the money can be received.
5 min read
Who Owns the Home With a Reverse Mortgage?
One of the most common misconceptions, answered directly.
3 min read
What Happens When the Borrower Passes Away?
How heirs are treated, what their choices are, and what timelines typically apply.
4 min read
Prefer to talk it through?
No pressure, no obligation — just answers to your questions.
States Currently Served
Education on this site is available to everyone. Mortgage services are currently available in the highlighted states.